As of June 1, the southeastern United States will be eligible to get a free yearly credit report from each of the Big Three: Equifax, TransUnion, and Experian. Although these free reports won’t give you a credit score, you can purchase that for an additional fee. If it’s not expensive, I’d highly recommend getting your score, as you’ll have some bargaining power if you get a car loan, mortgage, or any other type of loan.AnnualCreditReport